Key Facts, Features & Terms About Our Loans:

• We routinely fund loans for a wide variety of owner-operated businesses including (but certainly not limited to): hotels/motels, gas station/c-stores, restaurants, manufacturers, medical professionals, retail stores, dry cleaners, print shops, day care centers, machine shops, car washes, wholesalers and others.

• We offer loans for a variety of customized purposes including: purchase, construction, renovation, or refinance of owner-occupied commercial real estate, acquisition of businesses, franchises and professional practices, purchase or refinance of machinery and equipment as well as start-up of franchised businesses (such as restaurants and hotel/motels).

• We provide excellent loan terms including: low down payments, long term amortizations and competitive interest rates.
  
  
• We have earned the designation of Nationwide SBA Preferred Lender. As a preferred lender we are able to directly approve loans on behalf of the SBA resulting in better service, faster loan approvals, and quicker disbursement of loan funds.

• Loans are available from $100,000-$7,000,000.

Click on the loan program for more information:

• SBA 7a loans: Loans are available from $100,000-$2,000,000 with low down payments and long term amortizations for multiple and varied borrowing purposes. 

• SBA 504 loans: Loans are available up to $7,000,000 with low down payments and long term amortizations for fixed asset purchases (such as buildings and equipment).

• USDA B&I loans: Loans are available up to $5,000,000 to businesses located in rural areas (defined as having a population of less than 50,000).  USDA B&I loans allow low down payments and long term amortizations for multiple and varied borrowing purposes.

• Conventional Small Business loans: Loans are available up to $5,000,000 with low down payments and long term amortizations.  Our conventional loans allow for lower owner occupancy levels than our SBA loans.
  

We also have special loan programs for the following:

• Hotel/Motel Financing: We specialize in hotel financing.  In fact, more than half of all the dollars we lend go to hotel/motel transactions.  Loans are available up to $7,000,000.

• C-Store/Gas Station Financing: We also specialize in other “special purpose” projects such as c-store/gas stations.  In fact, nearly 75% of all the dollars we lend go to “special purpose” businesses such as hotel/motel, c-store/gas station and car wash.  Loans are available up to $7,000,000.

• Business Acquisition Financing: We have a special interest in financing business acquisition transactions and will consider up to $1,000,000 unsecured.  Loans are available up to $7,000,000.

• Car Wash Financing: We also specialize in other “special purpose” projects such as car washes.  In fact, nearly 75% of all the dollars we lend go to “special purpose” businesses such as hotel/motel, c-store/gas station and car wash.  Loans are available up to $7,000,000.

• Construction Financing: We have a dedicated Construction Lending Department which coordinates construction transactions from start to finish with a special focus on uniquely superior service. Loans are available up to $7,000,000.