Key Facts, Features & Terms About Our Loans:

• We routinely fund loans for a wide variety of owner-operated businesses including (but certainly not limited to): hotels/motels, restaurants, manufacturers, medical professionals, retail stores, dry cleaners, print shops, day care centers, machine shops, car washes, wholesalers and others.

• We offer loans for a variety of customized purposes including: purchase, construction, renovation, or refinance of owner-occupied commercial real estate, acquisition of businesses, franchises and professional practices, purchase or refinance of machinery and equipment as well as start-up of franchised businesses (such as restaurants and hotel/motels).

• We provide excellent loan terms including: low down payments, long term amortizations and competitive interest rates.
  
  
• We have earned the designation of Nationwide SBA Preferred Lender. As a preferred lender we are able to directly approve loans on behalf of the SBA resulting in better service, faster loan approvals, and quicker disbursement of loan funds.

• Loans are available from $100,000-$7,000,000.

Click on the loan program for more information:

• SBA 7a loans: Loans are available from $100,000-$2,000,000 with low down payments and long term amortizations for multiple and varied borrowing purposes. 

• SBA 504 loans: Loans are available up to $7,000,000 with low down payments and long term amortizations for fixed asset purchases (such as buildings and equipment).

• USDA B&I loans: Loans are available up to $7,000,000 to businesses located in rural areas (defined as having a population of less than 50,000).  USDA B&I loans allow low down payments and long term amortizations for multiple and varied borrowing purposes.

• Construction Financing: We have a dedicated Construction Lending Department which coordinates construction transactions from start to finish with a special focus on uniquely superior service. Loans are available up to $7,000,000.