Borrower Benefits
  Long repayment terms, reducing monthly payments
  Frees up cash flow to expand your business
  Low down payment of as little as 15% for acquisitions (& 100% financing available for refinancing
      and renovations with sufficient equity in business)
  No balloon/call dates
  SBA 7(a), SBA 504 and USDA B&I loans available

Loan Amounts
  $100,000 to $7.0 million

Use of Proceeds
  Renovation of existing flagged and independent properties
  Acquisition of existing flagged and independent properties (in turnaround financing situations,
      buyer must show direct turnaround hotel/motel experience and feasibility study may be required)
  Refinance of existing debt
  Conversion from independent to new flagged property or upgrade to a new flag
  Ground-up construction of flagged properties supported by a current feasibility study

Terms and Requirements
  Business owners must have direct or highly related industry experience coupled with acceptable
      personal credit histories
  Rates are based on a spread over the Prime Lending Rate. Rates vary depending on the specific
      strengths of the transaction
  If property is operated as a franchise the term of the franchise agreement must equal or exceed
      the term of the loan (can include options)
  All customary fees apply
  All 7a loans are fully amortized and are assumable

Pre-Screen
  Pre-screen service available within 24 hours with no charge or obligation by providing
      limited information.