Our highly experienced in-house Construction Lending Department coordinates construction transactions
from start to finish with a special focus on uniquely superior service. In fact, our experts are available
for consultation throughout your construction project to discuss any questions you may have from choosing a
contractor all the way through certificate of occupancy. We have developed a construction loan program that
is streamlined so that when your construction project is complete the loan automatically converts into a
permanent long-term conventional and/or SBA Loan with no additional paperwork or approvals required.

Borrower Benefits
  Long repayment terms of up to 25 years, reducing monthly payments
  Construction to permanent loan all in one transaction
  Low down payment of as little as 15%
  Offering SBA 7a, SBA 504, USDA B&I and Conventional loan programs
  Funds can be used to cover both construction costs and certain soft costs associated with a construction
     project, including (but not limited to): building construction or improvements, cost of land acquisition and
     fees for professional services, architect, impact fees, appraisal, title work, survey and standard loan closing
     costs
  Financing available for most industry types including: hotel/motels, gas station/convenience stores,
     restaurants and day care centers

Use of Proceeds & Loan Amounts
  Renovation, expansion and/or ground-up construction
  Loans available up to $7.0 million

Qualifying Property Types
  Hotel/motel, industrial and/or commercial buildings, build-out of office, medical and/or industrial
     condominiums, restaurants, steel buildings and many others

Pre-Screen
  Pre-screen service available within 24 hours with no charge or obligation by providing
     limited information.