Borrower Benefits
  Long repayment terms, reducing monthly payments
  Low down payment of as little as 10%
  Financing available for most eligible industries including (but certainly not limited to): restaurants, manufacturers,
     medical professionals, retail stores, dry cleaners, print shops, day care centers, machine shops, car washes,
     wholesalers, hotels/motels, gas station/c-stores and others

Loan Amounts
  $100,000 to $2.0 million (up to $7.0 million on real estate acquisitions)

Special Requirements
  Buyers must have direct or highly related industry experience coupled with acceptable personal credit histories
  Loans available to purchase 100% ownership in an existing business
  Transaction can be structured as either an asset purchase or stock purchase redemption
  Due to the uniqueness of each transaction, business acquisitions are evaluated on a case-by-case basis
  Loans typically must be secured with a First Security Interest in all business assets as well as all available
      collateral (including the buyer’s personal residence) until the loan is fully secured. Loans will be considered
      with up to a maximum unsecured exposure of up to $500,000
  Third party business valuation may be required

Terms
  Terms of up to 10 years depending on use of proceeds (terms will be longer if real estate is included with the
      business purchase)
  SBA 7a loans with terms of up to 15 years have no prepayment penalty while terms of 15 years or greater have no
       prepayment penalty after year 3
  Rates are based on a spread over the Prime Lending Rate. Rates vary depending on the specific strengths
       of the transaction
  All customary fees apply
  All 7a loans are fully amortized and are assumable. The loans have no call dates or balloons

Pre-Screen
  Pre-screen service available within 24 hours with no charge or obligation by providing
      limited information